Government & Parastatal SACCO Nairobi: Licensed Societies (2026)

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Government & Parastatal SACCO Nairobi: Licensed Societies

Looking for a government sacco nairobi? Below is the complete list of government & parastatal SACCO societies in Nairobi County, sourced directly from SASRA’s official register for the financial year ending 31 December 2026 — serving social security, public service, defence, uniformed services, and state-agency employees. This category includes 12 deposit-taking societies and 16 BOSA-restricted societies.

Total SACCOs

Deposit-Taking

BOSA-Restricted

2026

Licence Year

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List of Government & Parastatal SACCOs in Nairobi County

All sacco institutions confirmed against SASRA’s published register as of August 2026.

Show all 28 Government & Parastatal SACCOs in Nairobi ▾

No.	SACCO Name	Category	Postal Address	Physical Location
1	Airports Sacco Society Ltd	Deposit-Taking	P.O Box 19048 – 00500, Nairobi	Kenya Airports Authority Head Quarters Building
2	Ardhi Sacco Society Ltd	Deposit-Taking	P.O Box 28782 – 00200, Nairobi	Survey Kenya Field Headquarters, Off Thika Road
3	Ballot Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 45371 – 00100, Nairobi	Anniversary Towers 21st Floor, Nairobi CBD
4	Banki Kuu Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 60000 – 00200, Nairobi	Central Bank of Kenya Headquarters, Nairobi CBD
5	Bunge Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 41842 – 00100, Nairobi	Imani House, Parliament Road, Nairobi CBD
6	CDF Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 46682 – 00100, Nairobi	La Coline Gardens, Masaba Road, Upper Hill
7	Defence Sacco Society Ltd	Deposit-Taking	P.O Box 40668 – 00100 Nairobi	Ulinzi House, Lenana Road, Hurlingham, Nairobi
8	Exams Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 73598 – 00200, Nairobi	New Mitihani House, Popo Road, South C
9	HELB Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 69489 – 00400, Nairobi	Anniversary Towers, Nairobi CBD
10	Harambee DT Sacco Society Ltd	Deposit-Taking	P.O Box 47815 – 00100, Nairobi	Harambee Sacco Plaza, Haile Selassie Avenue, Nairobi
11	Hazina Sacco Society Ltd	Deposit-Taking	P.O Box 59877 – 00200, Nairobi	Hazina Sacco Place, Ngong Road, Nairobi
12	Irrigation Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 30372 – 00100, Nairobi	Irrigation House, Lenana Road, Kilimani Area, Nairobi
13	KEMRI Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 19643 – 00202, Nairobi	KEMRI Visiting Scientists Quarters, Mbagathi Road
14	Kenya National Police DT Sacco Society Ltd	Deposit-Taking	P.O Box 51042 – 00200, Nairobi	Kenya Police Sacco Plaza, Ngara Road, Nairobi
15	Kenya Re Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 30271 – 00100, Nairobi	Re-insurance Plaza, Nairobi CBD
16	Kenya Rural Roads Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 48151 – 00100, Nairobi	Barabara Plaza, Airport South Road, JKIA
17	Kenyatta Matibabu Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 2117 – 00202, Nairobi	Flamingo Towers, Along Mara Road, Upper Hill
18	Kumbukumbu SACCO Society Ltd	Deposit-Taking	P.O Box 22330-00400 Nairobi	National Museum Headquarters, Museum Hill Road, Nairobi
19	Magereza Sacco Society Ltd	Deposit-Taking	P.O. Box 53131 – 00200, Nairobi	Mageso Chambers, Moi Avenue, Nairobi
20	NSSF Sacco Society Ltd	Deposit-Taking	P.O Box 43338 – 00100, Nairobi	Social Security House, Bishops Road, Nairobi
21	Nafasi DT Sacco Society Ltd	Deposit-Taking	P.O. Box 41426 – 00100 Nairobi	NCPB Nairobi Silos Complex, Off Outering Road, Nairobi
22	Nairobi Water Regulated Non-WDT-Sacco	BOSA-Restricted	P. O Box 13880 – 00100, Nairobi	Garden Chambers, Moktar Dadah Street, Nairobi
23	Parliamentarians Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 44809 – 00100, Nairobi	Protection House Building, Nairobi
24	Postbank Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 30313 – 00100, Nairobi	Postbank House, Banda Street, Nairobi
25	Telepost Sacco Society Ltd	Deposit-Taking	P.O Box 49557 – 00100, Nairobi	City Square Post Office, Haile Selassie Avenue, Nairobi
26	Ukaguzi Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 61055 – 00200, Nairobi	Anniversary Towers, Nairobi
27	Urban Roads Regulated Non-WDT Sacco	BOSA-Restricted	P.O Box 22435-00100 Nairobi	Barabara Plaza, Mazao Road-Off South Airport Road, JKIA, Nairobi
28	Wanaanga Sacco Society Ltd	Deposit-Taking	P.O Box 34680 – 00100, Nairobi	Kenya Meteorological Department, Ngong Road, Dagoretti

Regulatory Overview. Every SACCO listed above holds a valid SASRA licence or authorisation for the 2026 financial year. Licensing confirms regulatory compliance — it does not by itself guarantee loan terms, dividend rates, or service quality. We advise contacting the SACCO directly, or visiting a branch, to confirm membership terms before committing funds.

How to Choose and Verify a SACCO

Confirm deposit-taking vs BOSA-restricted status

Only deposit-taking SACCOs can offer FOSA banking services and accept deposits from the general public. BOSA-restricted societies are limited to savings and loans for eligible members only.

Check the common bond

Many SACCOs in this category are anchored to a specific employer, institution, or group. Confirm you meet the eligibility bond before applying.

Visit the physical head office or nearest branch

Confirm current products, loan terms, and dividend history directly with staff before committing membership contributions.

Verify current licensing on sasra.go.ke

Cross-check the SACCO’s licensing status against the regulator’s published list at sasra.go.ke to ensure ongoing compliance.

FAQ: Government & Parastatal SACCOs in Nairobi

Which SACCOs serve government and parastatal employees in Nairobi?

There are 28 government and parastatal-linked SACCOs headquartered in Nairobi: 12 deposit-taking societies including NSSF, Harambee DT, Hazina, Defence, Kenya National Police DT, and Magereza, plus 16 BOSA-restricted societies tied to bodies like Banki Kuu (CBK), HELB, Bunge, and the Kenya Rural Roads Authority.

Can members of the public join a government SACCO in Nairobi?

Deposit-taking societies such as NSSF, Harambee DT, Hazina, and Telepost generally accept public or common-bond membership. BOSA-restricted societies tied to a specific agency, such as Banki Kuu or Bunge, are usually limited to staff of that institution.

What loan terms do government SACCOs in Nairobi typically offer?

Loan terms, interest rates, and dividend history vary by society and change year to year. Confirm current rates directly with the SACCO’s head office or FOSA branch before applying, since SASRA licensing confirms regulatory compliance but not specific loan terms.

How do I confirm a government SACCO in Nairobi is licensed?

Check the SACCO’s name against SASRA’s official published list of licensed and authorised Sacco Societies at sasra.go.ke. This directory is built from that same official list, verified August 2026.

Where are most government SACCO head offices located in Nairobi?

Most are concentrated around Nairobi’s CBD and Upper Hill — along Moi Avenue, Haile Selassie Avenue, Ngong Road, and the government office corridor near Harambee Avenue — reflecting where the sponsoring ministries and agencies are based.

Note: “Deposit-Taking” (Schedule I) SACCOs are licensed under the Sacco Societies (Deposit-Taking Sacco Business) Regulations, 2010 and may run FOSA operations. “BOSA-Restricted” (Schedule II) SACCOs are authorised only for back office savings and loans under the Sacco Societies (Non-Deposit-Taking Business) Regulations, 2020, and membership is generally closed to the public.

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Data sourced from SASRA’s official published list of licensed and authorised SACCO societies, FY ending 31 December 2026. Verified August 2026. URL: mycyber.co.ke/sacco/government-parastatal-saccos-nairobi/

Disclaimer: MyCyber is an independent online service. We hold no official affiliation with SASRA, the Ministry of Cooperatives, or the Government of Kenya. For official regulatory information, visit sasra.go.ke.