Standard Chartered Paybill Number: Send Money via M-PESA
Standard Chartered Bank Kenya’s M-PESA paybill number is 329329 for bank account deposits — but paying a credit card uses a different paybill entirely (329110). Use the right one with the right account number format, and the deposit typically reflects within seconds.
How to Send Money from M-PESA to Standard Chartered
- Open the M-PESA menuVia the app, SIM Toolkit, or by dialling *334#.
- Select Lipa na M-PESA, then Pay BillChoose Pay Bill from the M-PESA menu.
- Enter the business number: 329329This is Standard Chartered Bank Kenya’s paybill.
- Enter your Standard Chartered account numberType your full 13-digit account number exactly as it appears on your bank statement or card.
- Enter the amount, then your M-PESA PINConfirm and keep your SMS — you’ll usually get a second confirmation from the bank shortly after.
Standard Chartered Mobile Banking: *722#
Dial *722# for Standard Chartered’s USSD mobile banking menu — balance checks, mini statements, and other self-service functions without needing a data connection or the bank’s app.
What Does It Cost?
Two separate fees can apply here. Sending from M-PESA to the paybill costs the standard Safaricom paybill tariff — use the calculator below for the exact amount:
Open the M-PESA charges calculator →
Separately, if you’re sending the other direction — from your Standard Chartered account out to M-PESA or Airtel Money — the bank applies its own tiered charge on top, per Standard Chartered’s published rates:
| Amount sent (Stanchart → M-PESA/Airtel) | Bank charge |
|---|---|
| KES 1 – 1,000 | KES 40 |
| KES 1,001 – 5,000 | KES 55 |
| KES 5,001 – 10,000 | KES 60 |
| KES 10,001 – 20,000 | KES 65 |
| KES 20,001 – 35,000 | KES 70 |
| KES 35,001 and above | KES 75 |
Paying a Credit Card? Use the Other Paybill
Standard Chartered runs two separate M-PESA paybills depending on what you’re paying:
| Paying | Paybill | Account number to enter |
|---|---|---|
| Bank account (savings/current) | 329329 | 13-digit bank account number |
| Credit card | 329110 | 16-digit credit card number |
Sending a credit card payment to 329329, or a bank deposit to 329110, means the money won’t land where you intended — the account number format won’t match what that paybill expects, and it will typically sit in suspense until manually corrected.
FAQ: Standard Chartered Paybill
What is the Standard Chartered paybill number in Kenya?
329329 for depositing into a bank account. A separate paybill, 329110, is used for paying a Standard Chartered credit card. Use your 13-digit account number for the bank paybill, or your 16-digit credit card number for the card paybill.
What account number do I use for Standard Chartered?
For a bank deposit, your full 13-digit Standard Chartered Kenya account number. For a credit card payment via paybill 329110, your 16-digit credit card number instead.
What is Standard Chartered’s USSD code?
*722#, for mobile banking including balance checks and mini statements, without needing a data connection.
Is there a fee to pay Standard Chartered from M-PESA?
Depositing into Standard Chartered via paybill 329329 costs only the standard M-PESA sending fee. Sending the other way — from Stanchart out to M-PESA or Airtel Money — carries a separate bank charge from KES 40 to KES 75 depending on the amount.
Paybill number and USSD code verified against Standard Chartered’s official press communications. Verified September 2026.
