SACCO in Kiambu: Full List of SACCO Societies in Kiambu County

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SACCO in Kiambu: Full List of SACCO Societies in Kiambu County

Q: Which SACCOs are in Kiambu County?

There are licensed SACCO societies with a head office in Kiambu County: 12 deposit-taking societies including Dimkes DT Sacco, Tai Sacco, K-Unity Sacco, Kingdom Sacco, and Orient Sacco, plus 19 BOSA-restricted societies mostly anchored to employers, churches, or institutions in Thika, Ruiru, Limuru, and Kikuyu.

Looking for a SACCO in Kiambu? Below is the complete list of SACCO societies in Kiambu County, sourced directly from SASRA’s official register for the financial year ending 31 December 2026 — 12 deposit-taking societies open to public or common-bond membership, and 19 BOSA-restricted societies mostly limited to a sponsoring employer, church, or institution across Thika, Ruiru, Limuru, and Kikuyu.

Total SACCOs

Deposit-Taking

BOSA-Restricted

2026

Licence Year

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List of SACCOs in Kiambu County

All 31 institutions confirmed against SASRA’s published register as of August 2026.

Show all 31 SACCOs in Kiambu ▾

No.	SACCO Name	Category	Postal Address	Physical Location
1	Azima Sacco Society Ltd	Deposit-Taking	P.O Box 1124 – 01000, Thika	Azima Sacco Plaza, Wabera Street, Thika
2	Dimkes DT Sacco Society Ltd	Deposit-Taking	P.O Box 886 – 00900, Kiambu	Bishop Magua House, Biashara Street, Kiambu Town
3	Fariji Sacco Society Ltd	Deposit-Taking	P.O. Box 589 – 00216, Githunguri	Diplomat Building, Githunguri Street
4	Fundilima Sacco Society Ltd	Deposit-Taking	P.O. Box 62000 – 00200, Nairobi	Fedha House, JKUAT, Juja Town
5	GDC Sacco Society Ltd	Deposit-Taking	P.O. Box 896 – 00216, Githunguri	GDC Sacco Plaza, Market Street
6	Good Faith Sacco Society Ltd	Deposit-Taking	P.O. Box 224 – 00222, Uplands	Nyambari Kiambu–Kiwa House, Uplands Githunguri Rd
7	Joinas Sacco Society Ltd	Deposit-Taking	P.O Box 669 – 00219, Karuri	Kanja House, Limuru – Banana Road, Banana Town
8	K – Unity Sacco Society Ltd	Deposit-Taking	P.O Box 268 – 00900, Kiambu	K – Unity Building, Kiambu Town
9	Kingdom Sacco Society Ltd	Deposit-Taking	P.O Box 8017 – 00300, Nairobi	Empower House, Githurai 45, Thika Road
10	NRS Sacco Society Ltd	Deposit-Taking	P.O Box 575 – 00902, Kikuyu	Ondiri Building, Kikuyu Road, Kikuyu
11	Orient Sacco Society Ltd	Deposit-Taking	P.O Box 1842 – 0100, Thika	Wakibe Building, Thika Section 9 OAU Road, Thika Town
12	Tai Sacco Society Ltd	Deposit-Taking	P.O Box 718 – 00216, Githunguri	Tai Plaza, Githunguri Town
13	ACK Kihara Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 34253 – 00100, Gachie	Kiambaa/Kihara/7/178, Gachie
14	ACK Thika Talents Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 214 – 01000, Thika	ACK St. Andrews Cathedral, Thika
15	Besco Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 1624 – 01000, Thika	Bidco Factory Premises, Thika
16	Brookside Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 236 – 00232, Ruiru	Brookside Dairy Ltd, Thika Road, Ruiru
17	Christian Entrepreneurs Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 1460 – 00900, Ruiru	Mapa House, Ruiru
18	Eagle’s Eye Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 3809 – 01002, Thika	Christian Church International – Garissa Road, Thika
19	Farmers Choice Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 47791 – 00100, Nairobi	Cemtek Building, Kahawa West
20	Gathers Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 267 – 01030, Gatundu	Gatundu Housing Coop House, Gatundu Town
21	Kiambu Chania Umoja Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 7715 – 01000, Thika	Thika Stadium, Thika
22	Kiatu Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 595 – 00217, Limuru	Bata Shoe Premises, Limuru Town
23	KIDAPU Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 2303 – 00900, Kiambu	Kikinga House Annex, 6th Floor, Kiambu Town
24	Kijabe Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 94 – 02200, Kijabe	AIC Kijabe Hospital, Kijabe
25	Limlak Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 1306 – 00217, Kiambu	Ushirika Building, Limuru Town
26	Majanees Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 001 – 00217, Kiambu	Mabroukie Tea Factory, Nazareth Road, Limuru
27	Mataara Travellers Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 1750 – 01000, Thika	Kihanya Building, Thika
28	Mikebe Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 109 – 01000, Thika	Nampak Building, Thika
29	Mount Kenya University Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 342 – 01000, Thika	Sacco Centre, General Kago, Thika
30	PCEA Ruiru Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 1497 – 00232, Ruiru	PCEA Ruiru Town Plaza Building, Ruiru Town
31	Unifying Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 553 – 00605, Kiambu	Mustard Seed Mall, Along Waiyaki Way, Uthiru

Regulatory Overview. Every SACCO listed above holds a valid SASRA licence or authorisation for the 2026 financial year. Licensing confirms regulatory compliance — it does not by itself guarantee loan terms, dividend rates, or service quality. We advise contacting the SACCO directly, or visiting a branch, to confirm membership terms before committing funds.

Kiambu County’s SACCO Landscape

Kiambu’s SACCO sector is the most diverse of the counties bordering Nairobi, reflecting its mix of industry, agriculture, and commuter-town growth. Thika alone hosts the largest concentration — Azima, Orient, Besco, Eagle’s Eye, Kiambu Chania Umoja, Mataara Travellers, Mikebe, Mount Kenya University Sacco, and ACK Thika Talents all run from Thika town or its industrial zone, tracking the area’s manufacturing and university-driven economy.

Githunguri forms a second cluster — Fariji, GDC, Good Faith, and Tai Saccos — anchored by the region’s dairy and tea farming base. Ruiru hosts three institution-anchored societies (Brookside Dairy, Christian Entrepreneurs, PCEA Ruiru), while Limuru and Kikuyu each have their own smaller cluster (Kiatu, Limlak, Majanees, Joinas; NRS respectively). Kingdom Sacco, based at Githurai 45 on Thika Road, is one of the few Kiambu-based deposit-taking societies with genuinely open public membership rather than a narrow common bond.

How to Choose and Verify a SACCO

Confirm deposit-taking vs BOSA-restricted status

Only the 12 deposit-taking SACCOs can offer FOSA banking services and accept deposits from the general public. The 19 BOSA-restricted societies are limited to savings and loans for eligible members only.

Check the common bond

Many Kiambu SACCOs are anchored to a specific employer, church, or institution (Brookside Dairy, Mount Kenya University, ACK parishes). Confirm you meet the eligibility bond before applying.

Visit the physical head office or nearest branch

Confirm current products, loan terms, and dividend history directly with staff before committing membership contributions.

Verify current licensing on sasra.go.ke

Cross-check the SACCO’s licensing status against the regulator’s published list at sasra.go.ke to ensure ongoing compliance.

FAQ: SACCOs in Kiambu County

Which SACCOs are in Kiambu County?

There are 31 licensed SACCO societies with a head office in Kiambu County: 12 deposit-taking societies including Dimkes DT Sacco, Tai Sacco, K-Unity Sacco, Kingdom Sacco, and Orient Sacco, plus 19 BOSA-restricted societies mostly anchored to employers, churches, or institutions in Thika, Ruiru, Limuru, and Kikuyu.

What is the biggest or best-known SACCO in Kiambu?

Kingdom Sacco, Dimkes DT Sacco, and Tai Sacco are among the more widely known deposit-taking societies with a Kiambu head office. “Best” depends on your loan needs, dividend history, and common bond, which is worth confirming directly with each SACCO.

Can I join a SACCO in Kiambu if I don’t work for the sponsoring employer?

It depends on the SACCO. Deposit-taking societies like Tai, Dimkes, K-Unity, Kingdom, and Orient generally accept public or common-bond membership. BOSA-restricted societies such as Brookside, Mount Kenya University, and PCEA Ruiru are usually limited to staff, students, or congregation members of their sponsoring institution.

How do I confirm a SACCO in Kiambu is licensed?

Check the SACCO’s name against SASRA’s official published list of licensed and authorised Sacco Societies at sasra.go.ke. This directory is built from that same official list, verified August 2026.

Note: “Deposit-Taking” (Schedule I) SACCOs are licensed under the Sacco Societies (Deposit-Taking Sacco Business) Regulations, 2010 and may run FOSA operations. “BOSA-Restricted” (Schedule II) SACCOs are authorised only for back office savings and loans under the Sacco Societies (Non-Deposit-Taking Business) Regulations, 2020, and membership is generally closed to the public.

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Data sourced from SASRA’s official published list of licensed and authorised SACCO societies, FY ending 31 December 2026. Verified August 2026. URL: mycyber.co.ke/sacco/sacco-in-kiambu/

Disclaimer: MyCyber is an independent online service. We hold no official affiliation with SASRA, the Ministry of Cooperatives, or the Government of Kenya. For official regulatory information, visit sasra.go.ke.