Musoni Paybill Number: 514000
If you’re repaying a Musoni loan, the paybill number is 514000. Musoni has changed a lot since it launched as a cashless microfinance pioneer in 2010 — it now operates as Musoni Capital Limited, licensed as a Digital Credit Provider — but the paybill and USSD banking route remain the practical way to pay. Here’s exactly how it works.
How to Repay Your Musoni Loan From M-Pesa
Open the M-Pesa menu
Go to M-Pesa on your phone and select Lipa na M-Pesa.
Select Pay Bill
Choose Pay Bill from the Lipa na M-Pesa menu.
Enter business number 514000
Key in 514000 as the business number and confirm.
Enter your Musoni account number
Enter your Musoni loan or client account number as the account reference.
Enter the amount and PIN
Type in your repayment amount, enter your M-Pesa PIN, and confirm.
Wait for your confirmation SMS
M-Pesa will send you a confirmation once the payment is processed.
Musoni USSD Banking
Safaricom’s official mobile banking codes distinguish two directions: *279# moves money from your Musoni account to M-Pesa, while paybill 514000 moves money from M-Pesa into Musoni. Make sure you’re using the right one for the direction you need.
How Fees Actually Work
Musoni’s own site doesn’t publish a specific M-Pesa transaction fee schedule for paybill 514000. Because that figure isn’t sourced from Musoni directly, we won’t guess at a number here. Standard Safaricom Lipa na M-Pesa paybill tariffs apply, and your M-Pesa confirmation SMS is the authoritative record of what you were charged.
Troubleshooting Common Issues
My loan repayment isn’t reflecting
Confirm you entered 514000 as the business number and your correct Musoni loan or client account number as the account reference. Keep your M-Pesa confirmation SMS as proof and contact Musoni customer service if the balance doesn’t update.
I don’t know my Musoni account number
Contact your nearest Musoni branch or their head office directly — your loan or client account number is issued when you’re onboarded and appears on your loan documentation.
I paid to the wrong paybill by mistake
Contact Musoni’s customer service immediately with your M-Pesa transaction code so they can help trace the payment; avoid making a second payment until the first is confirmed.
Contact Musoni Directly
Frequently Asked Questions
What is the Musoni paybill number?
514000, confirmed on Safaricom’s official mobile banking codes list for bank-to-M-Pesa transfers.
What account number do I use for Musoni’s paybill?
Your Musoni loan or client account number, not your national ID or phone number.
Does Musoni have a USSD code?
Yes, *279# is listed on Safaricom’s official mobile banking codes for Musoni’s bank-to-M-Pesa transfers.
Is Musoni still a microfinance institution?
Musoni’s own site now presents the company as Musoni Capital Limited, licensed by the Central Bank of Kenya as a Digital Credit Provider, with a broadened focus that includes venture financing alongside its original microfinance lending.
Sourced from musoni.co.ke (Home, Company, Contacts pages) and Safaricom’s official Mobile Banking Codes/Paybills list. This page reflects publicly available information at the time of writing — always confirm current details with Musoni directly before transacting.
