How to Withdraw Money from Pochi La Biashara
You can move money from Pochi La Biashara to your personal M-PESA account, or withdraw cash directly at an agent, without moving it first. Dial *334# to get started — and unlike a Till number, Fuliza can never touch what’s sitting in your Pochi.
How to Move Money to Your Personal M-PESA Account
- Dial *334#From your registered Safaricom line.
- Select Pochi La BiasharaChoose it from the M-PESA menu.
- Select Withdraw FundsSometimes shown as “Move Money.”
- Select From Business to Personal AccountThis sends the funds to your normal M-PESA balance.
- Enter the amount, then your M-PESA PINYou’ll get an SMS confirmation — it reflects instantly.
How to Withdraw Cash Directly at an Agent
You don’t need to move funds to your personal account first — Pochi supports direct cash withdrawal at any M-PESA agent.
- Go to any M-PESA agentTell them you want a Pochi La Biashara cash withdrawal.
- Dial *334#, then select Pochi La Biashara, then Withdraw CashFollow the prompts on your phone.
- Enter the Agent Number and Store NumberShown at the agent’s shop.
- Enter the amount, then your PINBoth you and the agent get a confirmation SMS.
- Collect your cashKeep the agent’s receipt for your records.
Pochi Withdrawal Fee Calculator
Check your fee before you withdraw
Pochi La Biashara Withdrawal Charges (2026)
Agent Cash Withdrawal
| Amount (KES) | Fee (KES) |
|---|---|
| 50 – 100 | 11 |
| 101 – 2,500 | 29 |
| 2,501 – 3,500 | 52 |
| 3,501 – 5,000 | 69 |
| 5,001 – 7,500 | 87 |
| 7,501 – 10,000 | 115 |
| 10,001 – 15,000 | 167 |
| 15,001 – 20,000 | 185 |
| 20,001 – 35,000 | 197 |
| 35,001 – 50,000 | 278 |
| 50,001 – 250,000 | 309 |
Moving Money to Your Personal M-PESA Account
| Amount (KES) | Fee (KES) |
|---|---|
| 1 – 100 | Free |
| 101 – 500 | 7 |
| 501 – 1,000 | 13 |
| 1,001 – 1,500 | 23 |
| 1,501 – 2,500 | 33 |
| 2,501 – 3,500 | 53 |
| 3,501 – 5,000 | 57 |
| 5,001 – 7,500 | 78 |
| 7,501 – 10,000 | 90 |
| 10,001 – 15,000 | 100 |
| 15,001 – 20,000 | 105 |
| 20,001 – 250,000 | 108 |
Pochi La Biashara vs. Till Number
| Feature | Pochi La Biashara | Till Number |
|---|---|---|
| Setup | Instant, no paperwork — dial *334# | Requires business registration |
| Fuliza protection | Funds cannot be swept to repay Fuliza | Funds can be used to clear Fuliza automatically |
| Customer fee to pay in | Small sending fee applies | Free for the customer |
| Airtime commission | 5% commission on airtime sold from the wallet | Not available |
| Best for | Informal or small businesses wanting simple setup | Registered retail businesses wanting zero customer fees |
FAQ: Pochi La Biashara Withdrawals
How do I get my money back from Pochi La Biashara?
If a customer sent money to your Pochi by mistake, they can request a standard M-PESA reversal, but as the merchant you must approve it before it completes.
How do I withdraw money from Pochi La Biashara to my M-PESA?
Dial *334#, select Pochi La Biashara, then Withdraw Funds, then From Business to Personal Account. Enter the amount and your PIN — the money reflects instantly.
Can you Fuliza to Pochi La Biashara?
No. Fuliza cannot be used to pay into a Pochi wallet, and it cannot deduct funds from one either.
What is the difference between Pochi La Biashara and a Till number?
Pochi needs no paperwork and activates instantly, but customers pay a small fee to send money to it. A Till is free for customers to pay into but requires business registration to set up.
How do I opt out of Pochi La Biashara?
Dial *334#, select Pochi La Biashara, then My Account, then Leave this service. Any remaining balance is swept into your personal M-PESA account automatically.
Do I need a new SIM card or number for Pochi La Biashara?
No. Pochi runs on your existing Safaricom line as a second wallet — no new SIM or number is issued.
Withdrawal fees verified directly against Safaricom’s official M-PESA tariff table. Verified September 2026.
