SACCO in Mombasa: Full List of SACCO Societies in Mombasa County

Editorial Notice: MyCyber (mycyber.co.ke) is an independent service platform. We are not affiliated with the Sacco Societies Regulatory Authority (SASRA), the Ministry of Cooperatives, or the Government of Kenya.

SACCO in Mombasa: Full List of SACCO Societies in Mombasa County

Looking for a SACCO in Mombasa? Below is the complete list of SACCO societies in Mombasa County, sourced directly from SASRA’s official register for the financial year ending 31 December 2026 — 6 deposit-taking societies open to public or common-bond membership, and 10 BOSA-restricted societies mostly limited to a sponsoring employer, church, or institution across Mvita, Shimanzi, Changamwe, and Bamburi.

Total SACCOs

Deposit-Taking

BOSA-Restricted

2026

Licence Year

Search SACCOs in Mombasa

Showing all 16 SACCOs in Mombasa. Start typing to filter.

List of SACCOs in Mombasa County

All 16 institutions confirmed against SASRA’s published register as of August 2026.

Show all 16 SACCOs in Mombasa ▾

No.	SACCO Name	Category	Postal Address	Physical Location
1	Bandari Sacco Society Ltd	Deposit-Taking	P.O Box 95011 – 80104, Mombasa	Moi Avenue, Mombasa
2	Jitegemee Sacco Society Ltd	Deposit-Taking	P.O Box 86937 – 80100, Mombasa	Kizingo House No.2, Kaunda Street, Mvita, Mombasa
3	Mafanikio Sacco Society Ltd	Deposit-Taking	P.O Box 86515 – 80100, Mombasa	Mombasa Teachers Building, Jomo Kenyatta Avenue, Mombasa
4	Ports DT Sacco Society Ltd	Deposit-Taking	P.O Box 95372 – 80104, Mombasa	Mombasa Port Sacco Plaza, Mwakilingo Road
5	Tabasuri DT Sacco Society Ltd	Deposit-Taking	P.O Box 80862 – 80100, Mombasa	Texas Plaza, Off Fidel Odinga Road, Mombasa
6	Washa Sacco Society Ltd	Deposit-Taking	P.O. Box 83256 – 80100, Mombasa	Ralli House, Nyerere Avenue, Mombasa
7	Alarms Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 86969 – 80100, Mombasa	Behind Housing Finance, Moi Avenue, Mvita
8	Bamburi Wananchi Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 88474 – 80100, Mombasa	Bamburi Cement Plc Staff Quarters, Mombasa
9	Cotts Regulated Non-WDT-Sacco	BOSA-Restricted	P.O. Box 42485 – 80100, Mombasa	Mitchell Cotts Freight Kenya Building, Shimanzi
10	Grain Bulk Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 80469 – 80100, Mombasa	Grain Bulk Terminal Office Building, Shimanzi, Mombasa
11	Nyumba Generations Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 83594 – 80100, Mombasa	Corrugated Sheets Limited, Mikindani, Mombasa
12	PCEA Makupa Parish Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 97648 – 80112, Mombasa	PCEA Makupa Church, Off Tom Mboya Street, Mombasa
13	Sisi Kwa Sisi Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 90434 – 80100, Mombasa	Pandya Memorial Hospital, Mombasa
14	Torch Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 90401 – 80100, Mombasa	Kenya Petroleum Refineries Premises, Changamwe
15	Tramom Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 93008 – 80102, Mombasa	Dynamic Building, Old Mombasa Road, Changamwe
16	Zoghori Regulated Non-WDT-Sacco	BOSA-Restricted	P.O Box 86838 – 80100, Mombasa	Tilu Bilu Building, Digo Road, Mombasa

Regulatory Overview. Every SACCO listed above holds a valid SASRA licence or authorisation for the 2026 financial year. Licensing confirms regulatory compliance — it does not by itself guarantee loan terms, dividend rates, or service quality. We advise contacting the SACCO directly, or visiting a branch, to confirm membership terms before committing funds.

Mombasa County’s SACCO Landscape

Mombasa’s SACCO sector is shaped by the port, maritime trade, and industrial base along the Shimanzi and Changamwe corridors. Mvita hosts the largest concentration of head offices — Bandari, Jitegemee, Mafanikio, Washa, and Alarms all run from Moi Avenue, Nyerere Avenue, or the surrounding CBD, tracking the county’s port and public-service employment base.

Shimanzi forms an industrial cluster anchored by Cotts and Grain Bulk, both tied to freight and terminal operations. Changamwe hosts Torch and Tramom, close to the Kenya Petroleum Refineries premises, while Bamburi, Mikindani, and Makupa each anchor a single institution-based society (Bamburi Wananchi, Nyumba Generations, and PCEA Makupa Parish respectively). Bandari Sacco, serving the Kenya Ports Authority workforce, and Ports DT Sacco are among the few Mombasa-based deposit-taking societies with genuinely open public membership rather than a narrow common bond.

How to Choose and Verify a SACCO

Confirm deposit-taking vs BOSA-restricted status

Only the 6 deposit-taking SACCOs can offer FOSA banking services and accept deposits from the general public. The 10 BOSA-restricted societies are limited to savings and loans for eligible members only.

Check the common bond

Many Mombasa SACCOs are anchored to a specific employer, church, or institution (Bamburi Cement, Kenya Petroleum Refineries, PCEA Makupa). Confirm you meet the eligibility bond before applying.

Visit the physical head office or nearest branch

Confirm current products, loan terms, and dividend history directly with staff before committing membership contributions.

Verify current licensing on sasra.go.ke

Cross-check the SACCO’s licensing status against the regulator’s published list at sasra.go.ke to ensure ongoing compliance.

FAQ: SACCOs in Mombasa County

Which SACCOs are in Mombasa County?

There are 16 licensed SACCO societies with a head office in Mombasa County: 6 deposit-taking societies including Bandari Sacco, Ports DT Sacco, Mafanikio Sacco, Tabasuri DT Sacco, Jitegemee Sacco, and Washa Sacco, plus 10 BOSA-restricted societies mostly anchored to employers, churches, or institutions in Mvita, Shimanzi, Changamwe, and Bamburi.

What is the biggest or best-known SACCO in Mombasa?

Bandari Sacco and Ports DT Sacco are among the more widely known deposit-taking societies in Mombasa, both linked to the port and maritime workforce. Mafanikio Sacco, anchored to teachers, and Washa Sacco on Nyerere Avenue are also well established. “Best” depends on your loan needs, dividend history, and common bond, which is worth confirming directly with each SACCO.

Can I join a SACCO in Mombasa if I don’t work for the sponsoring employer?

It depends on the SACCO. Deposit-taking societies like Bandari, Ports DT, Mafanikio, Tabasuri DT, Jitegemee, and Washa generally accept public or common-bond membership. BOSA-restricted societies such as Bamburi Wananchi, Grain Bulk, and PCEA Makupa Parish are usually limited to staff, students, or congregation members of their sponsoring institution.

How do I confirm a SACCO in Mombasa is licensed?

Check the SACCO’s name against SASRA’s official published list of licensed and authorised Sacco Societies at sasra.go.ke. This directory is built from that same official list, verified August 2026.

Note: “Deposit-Taking” (Schedule I) SACCOs are licensed under the Sacco Societies (Deposit-Taking Sacco Business) Regulations, 2010 and may run FOSA operations. “BOSA-Restricted” (Schedule II) SACCOs are authorised only for back office savings and loans under the Sacco Societies (Non-Deposit-Taking Business) Regulations, 2020, and membership is generally closed to the public.

Need Help With a SACCO Matter?

Get licence status confirmation, membership guidance, or dividend and statement support for any Mombasa SACCO — in under one hour.

WhatsApp Us Now

Data sourced from SASRA’s official published list of licensed and authorised SACCO societies, FY ending 31 December 2026. Verified August 2026. URL: mycyber.co.ke/sacco/sacco-in-mombasa/

Disclaimer: MyCyber is an independent online service. We hold no official affiliation with SASRA, the Ministry of Cooperatives, or the Government of Kenya. For official regulatory information, visit sasra.go.ke.