What is the biggest or best-known SACCO in Nandi?

Kolenge Tea Sacco and Nandi Farmers Sacco, both based in Nandi Hills, are the county's best-known societies given Nandi's tea-farming economic base. 'Best' ultimately depends on your loan needs, dividend history, and eligibility bond, which is worth confirming directly with each SACCO.

Can I join a SACCO in Nandi if I don't live there?

It depends on the SACCO's common bond. Farmer-anchored societies like Kolenge Tea and Nandi Farmers Sacco typically require a connection to the tea sector or the local community, while others may accept wider membership. Confirm eligibility directly with the SACCO before applying.

How do I confirm a SACCO in Nandi is licensed?

Check the SACCO's name against SASRA's official published list of licensed and authorised Sacco Societies at sasra.go.ke. This directory is built from that same official list, verified August 2026.

SACCO in Nandi: Full List of SACCO Societies in Nandi County (2026)

Editorial Notice: MyCyber (mycyber.co.ke) is an independent service platform. We are not affiliated with the Sacco Societies Regulatory Authority (SASRA), the Ministry of Cooperatives, or the Government of Kenya.

SACCO in Nandi: Full List of SACCO Societies in Nandi County

Q: Which SACCOs are in Nandi County?

There are 7 licensed SACCO societies in Nandi County: Baraton, Kabiyet, Kolenge Tea, Nandi Farmers, The Apple, and Trans Elite County (all deposit-taking), plus Hills Regulated Non-WDT-Sacco (BOSA-restricted).

Looking for a SACCO in Nandi? Below is the complete list of 7 SACCO societies in Nandi County, sourced directly from SASRA’s official register for the financial year ending 31 December 2026 — 6 deposit-taking societies open to public or common-bond membership, and 1 BOSA-restricted society limited to a sponsoring institution’s members.

Total Verified

Deposit-Taking

BOSA-Restricted

2026

Licence Year

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List of SACCOs in Nandi County

All 7 institutions confirmed against SASRA’s published register as of August 2026.

No.	SACCO Name	Category	Postal Address	Physical Location
1	Baraton Sacco Society Ltd	Deposit-Taking	P.O Box 2500 – 30100, Eldoret	University Of Eastern Africa, Baraton, Off Eldoret – Kapsabet Road, Chepterit Junction
2	Kabiyet Sacco Society Ltd	Deposit-Taking	P.O. Box 195 – 30303, Kabiyet	Mosoriot – Kaiboi Road, Kabiyet Trading Centre
3	Kolenge Tea Sacco Society Ltd	Deposit-Taking	P.O Box 291 – 30301, Nandi Hills	Nandi Hills Plaza, Nandi Hills Town
4	Nandi Farmers Sacco Society Ltd	Deposit-Taking	P.O Box 333 – 30301, Nandi Hills	Nandi Hills Plaza, Market Street
5	The Apple Sacco Society Ltd	Deposit-Taking	P.O. Box 153 – 50305, Kaimosi	Tasccos House, Kapsabet – Chavakali Road, Kapsabet
6	Trans Elite County Sacco Society Ltd	Deposit-Taking	P.O Box 547 – 30300, Kapsabet	Former Barclays Bank Building, Kapsabet – Chavakali Road, Kapsabet Town
7	Hills Regulated Non-WDT-Sacco	BOSA-Restricted ⚠	P.O Box 234 – 30301, Nandi Hills	Siret O.E.P Plaza, KCB Street, Nandi Hills

⚠ Hills Regulated Non-WDT-Sacco is authorised for BOSA (back office) services only and is not licensed to take public deposits. Membership is typically restricted to eligible members of its sponsoring institution — confirm eligibility directly with the SACCO before applying.

Regulatory Overview. Every SACCO listed above holds a valid SASRA licence or authorisation for the 2026 financial year. Licensing confirms regulatory compliance — it does not by itself guarantee loan terms, dividend rates, or service quality. We advise contacting the SACCO directly, or visiting a branch, to confirm membership terms before committing funds.

Nandi County’s SACCO Landscape

Nandi’s SACCO sector is anchored by agriculture and tea farming, reflected directly in its two farmer-owned societies — Kolenge Tea Sacco and Nandi Farmers Sacco, both headquartered in Nandi Hills, the county’s tea-growing heartland. Baraton Sacco, based at the University of Eastern Africa, Baraton, serves the academic community along the Eldoret–Kapsabet corridor, while Kabiyet, The Apple, and Trans Elite County Saccos serve the wider Kapsabet trading and teaching community.

Unlike neighbouring Uasin Gishu, Nandi has no SACCO offering nationwide public branch networks — most societies here remain community- or sector-anchored, which is typical for agriculturally-driven counties in the Rift Valley.

How to Choose and Verify a SACCO

Confirm deposit-taking vs BOSA-restricted status

Only deposit-taking SACCOs can offer FOSA banking services and accept deposits from the general public. BOSA-restricted SACCOs like Hills are limited to savings and loans for eligible members only.

Check the common bond

Most Nandi SACCOs anchor membership around a sector (tea farming), employer, or institution. Confirm you meet the eligibility bond before applying.

Visit the physical head office or nearest branch

Confirm current products, loan terms, and dividend history directly with staff before committing membership contributions.

Verify current licensing on sasra.go.ke

Cross-check the SACCO’s licensing status against the regulator’s published list at sasra.go.ke to ensure ongoing compliance.

FAQ: SACCOs in Nandi County

How many SASRA-licensed SACCOs are in Nandi County?

As of August 2026, this directory has verified 7 SACCO societies with current SASRA authorisation in Nandi County — 6 deposit-taking and 1 BOSA-restricted.

What is the difference between a deposit-taking and a BOSA-restricted SACCO?

Deposit-taking SACCOs may accept member deposits and run FOSA banking services. BOSA-restricted SACCOs only offer back office savings and loans, with membership usually limited to a specific employer or institution.

Which SACCOs in Nandi County can the general public join?

Generally the 6 deposit-taking SACCOs — Baraton, Kabiyet, Kolenge Tea, Nandi Farmers, The Apple, and Trans Elite County — accept public or common-bond membership subject to their by-laws. Hills Regulated Non-WDT-Sacco is restricted to its sponsoring institution’s members.

How often is this Nandi SACCO list updated?

This directory is generated from SASRA’s official published register for the financial year ending 31 December 2026, verified August 2026. Always validate current status on sasra.go.ke before transacting.

Note: “Deposit-Taking” (Schedule I) SACCOs are licensed under the Sacco Societies (Deposit-Taking Sacco Business) Regulations, 2010 and may run FOSA operations. “BOSA-Restricted” (Schedule II) SACCOs are authorised only for back office savings and loans under the Sacco Societies (Non-Deposit-Taking Business) Regulations, 2020, and membership is generally closed to the public.

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Data sourced from SASRA’s official published list of licensed and authorised SACCO societies, FY ending 31 December 2026. Verified August 2026. URL: mycyber.co.ke/sacco/sacco-in-nandi/

Disclaimer: MyCyber is an independent online service. We hold no official affiliation with SASRA, the Ministry of Cooperatives, or the Government of Kenya. For official regulatory information, visit sasra.go.ke.